Qitero Qitero

Walley

Country: Sweden (SE)  |  Payment Rail: bank_clearing

BNPL Market Adoption: 3%

Walley is a prominent Nordic checkout and BNPL platform by Collector Bank in Sweden, featuring flexible invoice payments for B2C and B2B merchants widely used for brand webshops and wholesale retail.

🔄 User Payment Flow

  1. User selects Walley (Invoice / Part Payment) at checkout
  2. User enters civic number and authenticates with Mobile BankID
  3. Real-time assessment approves deferred invoice or monthly installment
  4. Order is confirmed and user receives invoice digitally

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant invokes Walley Checkout REST API during order placement
  • Walley renders responsive checkout module supporting B2C and B2B orders
  • Walley guarantees credit payout to merchant upon delivery dispatch
  • Merchant receives payout and automated reconciliation logs