Trustly
Country: Sweden (SE) | Payment Rail: open_banking
OnlineBanking
Market Adoption: 10%
Trustly is a leading Swedish open banking and account-to-account (A2A) payment platform, featuring direct bank clearing and Mobile BankID authentication widely used for e-commerce, gaming, and digital services.
🔄 User Payment Flow
- User selects Trustly / Direct Bank e-Payments at checkout
- User chooses their bank (Swedbank, SEB, Nordea, Handelsbanken, etc.)
- User authenticates securely with Mobile BankID
- User selects source account and signs instant direct bank debit
- Payment is confirmed immediately
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant initiates payment order via Trustly API or PSP gateway
- Trustly establishes secure open banking session with issuing bank
- Funds are cleared and settled instantaneously via Trustly's internal ledger
- Merchant receives real-time webhook callback and releases goods
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Stripe🔌 Adyen