Qitero Qitero

UrPay (Saudi Arabia)

Country: Saudi Arabia (SA)  |  Payment Rail: digital_wallet

DigitalWallet Market Adoption: 20%

UrPay is a Saudi digital wallet by United National Bank enabling instant mobile P2P transfers, QR merchant payments, and bill payments.

🔄 User Payment Flow

  1. Customer opens UrPay app and selects Pay by QR or Send Money
  2. Customer scans merchant QR code or enters recipient mobile number
  3. Customer authenticates via PIN or biometrics in UrPay app
  4. UrPay processes instant balance debit and merchant receives confirmation

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant registers UrPay merchant QR via Tap Payments gateway
  • PSP generates UrPay-compatible dynamic QR for each transaction
  • PSP receives payment notification and confirms order

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Tap Payments