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Tamara (Saudi Arabia)

Country: Saudi Arabia (SA)  |  Payment Rail: bnpl

BNPL Market Adoption: 35%

Tamara is Saudi Arabia's homegrown GCC BNPL unicorn offering flexible 3-4 installment payment plans, widely used in Saudi e-commerce and luxury retail.

🔄 User Payment Flow

  1. Customer selects Tamara at checkout and enters mobile number
  2. Tamara performs real-time credit check and displays installment plan
  3. Customer pays first installment via mada card or credit card
  4. Merchant receives full settlement while Tamara collects remaining payments

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API passes order details to Tap / Checkout.com gateway
  • PSP opens Tamara checkout modal or redirect
  • PSP receives clearing confirmation and updates order status

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Checkout.com🔌 Tap Payments🔌 HyperPay🔌 PayTabs🔌 Adyen