STC Pay
Country: Saudi Arabia (SA) | Payment Rail: real_time_payment
DigitalWallet
Market Adoption: 35%
STC Pay is Saudi Arabia's leading digital wallet, offering instant QR payments, mobile transfers, and utility billing.
🔄 User Payment Flow
- Customer selects STC Pay at checkout and inputs mobile number
- Customer receives an OTP or opens STC Pay app directly
- Customer reviews payment summary on screen and enters transaction PIN
- STC Pay debit e-wallet balance and updates merchant order status
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant calls payment gateway with STC Pay credentials
- PSP issues payment request to STC Pay server
- PSP triggers webhooks callback instantly upon merchant confirmation receipt
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 PayerMax🔌 Checkout.com🔌 Tap Payments🔌 HyperPay🔌 dLocal🔌 PayTabs🔌 iPayLinks