Apple Pay (Saudi Arabia)
Country: Saudi Arabia (SA) | Payment Rail: digital_wallet
MobilePayment
Market Adoption: 55%
Apple Pay is Saudi Arabia's leading mobile wallet for iOS users, enabling instant biometric-authorized checkout using mada and international cards.
🔄 User Payment Flow
- Customer taps Apple Pay button at checkout on iPhone or Mac
- Customer selects saved mada debit card or Visa/Mastercard
- Customer authenticates via Face ID or Touch ID
- Tokenized payment is processed and merchant receives instant confirmation
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API requests Apple Pay session from gateway (Stripe/Adyen/Tap)
- PSP decrypts Apple Pay token with issuing bank
- PSP confirms real-time authorization and completes order
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Checkout.com🔌 Tap Payments🔌 HyperPay🔌 PayTabs🔌 Stripe🔌 Adyen