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SberPay

Country: Russia (RU)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 40%

SberPay is Sberbank's digital wallet and payment service, offering secure one-click checkout and recurring subscription payments for Russian consumers.

🔄 User Payment Flow

  1. Customer selects SberPay at checkout
  2. Checkout displays deep link option or sends push notification to SberBank Online app
  3. Customer opens SberBank Online app and logs in securely
  4. Customer selects funding source and confirms payment with one-click
  5. SberPay updates transaction status and redirects customer back to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls SberPay creation API via local acquiring gateway
  • Gateway registers session with Sberbank server
  • PSP triggers payment success webhook callbacks upon Sberbank switch clearing report