Qitero Qitero

SADAD Payment Solutions

Country: Qatar (QA)  |  Payment Rail: open_banking

OnlineBanking Market Adoption: 50%

SADAD QA is a leading QCB-licensed fintech payment gateway in Qatar, aggregating NAPS debit cards, Visa, Mastercard, and digital wallets for e-commerce and subscription billing.

🔄 User Payment Flow

  1. Customer selects SADAD at checkout
  2. Customer chooses preferred payment method (NAPS Debit, Visa, Mastercard, or Apple Pay)
  3. Customer authenticates payment via SMS OTP or biometric verification
  4. SADAD clears transaction and redirects customer back to order confirmation

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API creates invoice/payment session with SADAD API
  • SADAD renders multi-payment gateway checkout modal to consumer
  • SADAD verifies bank clearing and posts instant IPN callback to merchant store

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 HyperPay🔌 PayTabs