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Fawran (Qatar Instant Payment Service)

Country: Qatar (QA)  |  Payment Rail: real_time_payment

RealTimePayment Market Adoption: 65%

Fawran is Qatar's national 24/7 instant payment service established by Qatar Central Bank (QCB), enabling real-time interbank account transfers and QR payments via mobile numbers and aliases.

🔄 User Payment Flow

  1. Customer selects Fawran Instant Payment at checkout
  2. Checkout displays dynamic Fawran QR code or prompts for customer mobile number / alias
  3. Customer opens mobile banking app (QNB, QIB, CBQ, Masraf Al Rayan, etc.)
  4. Customer authorizes transfer with biometric or banking PIN for instant settlement

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls payment gateway to initiate Fawran instant payment session
  • Gateway issues standardized QCB QR payload with merchant alias
  • Central Bank QPS network clears funds in seconds and sends clearing webhook

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Tap Payments