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MB WAY (Portugal)

Country: Portugal (PT)  |  Payment Rail: real_time_payment

RealTimePayment Market Adoption: 85%

MB WAY is Portugal's premier national mobile instant payment and P2P transfer network operated by SIBS, dominating e-commerce checkout.

🔄 User Payment Flow

  1. Customer selects MB WAY at checkout and enters mobile phone number
  2. Customer receives push notification in MB WAY mobile app
  3. Customer approves payment via PIN or biometrics within 5 minutes
  4. SIBS clears funds in real-time and merchant releases order

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API passes checkout request to gateway (Stripe/Adyen)
  • PSP initializes MB WAY push authorization session
  • PSP receives clearing webhook notification and completes order

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Stripe🔌 Adyen