JazzCash
Country: Pakistan (PK) | Payment Rail: real_time_payment
DigitalWallet
Market Adoption: 60%
JazzCash is a major mobile financial services platform in Pakistan, offering digital checkouts, bank transfers, bill payments, and mobile top-ups.
🔄 User Payment Flow
- Customer selects JazzCash at checkout and inputs their mobile wallet number
- Checkout triggers a USSD prompt on the customer's phone or redirects them to the JazzCash app
- Customer enters their secure 4-digit MPIN to authorize the transaction
- Mobilink clears the transaction in real-time and checkout confirms success
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant triggers transaction creation request via PSP
- PSP prompts customer with push request on mobile phone
- PSP registers payment success webhook callback instantly upon customer entering MPIN
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 dLocal🔌 PayTabs