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UnionBank Philippines

Country: Philippines (PH)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 25%

UnionBank is a digital innovation leader among Philippine universal banks, enabling fast online banking API payments and business settlements.

🔄 User Payment Flow

  1. Customer selects UnionBank Online at checkout
  2. Checkout redirects customer to UnionBank Online login page
  3. Customer enters UnionBank credentials and OTP
  4. Customer confirms payment transaction
  5. UnionBank debits account and redirects customer back to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment gateway for UnionBank session
  • PSP triggers UnionBank developer API session
  • PSP receives UnionBank instant clearing callback and updates order status