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Maya (PayMaya)

Country: Philippines (PH)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 45%

Maya (formerly PayMaya) is a leading Philippine digital bank and wallet, offering online payments, virtual cards, and auto-debit billing.

🔄 User Payment Flow

  1. Customer selects Maya at merchant checkout
  2. Checkout opens Maya app or presents login portal
  3. Customer logs in with mobile number and password
  4. Customer confirms payment using 6-digit OTP or biometric auth
  5. Maya debits wallet or bank account balance and notifies merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls checkout creation API for Maya transaction session
  • PSP issues payment token and app link
  • PSP triggers payment success webhook callbacks upon Maya clearance