Qitero Qitero

ECPay

Country: Philippines (PH)  |  Payment Rail: cash_network

Cash Market Adoption: 15%

ECPay is a major Philippine electronic payment aggregator powering over-the-counter cash payments across convenience stores like 7-Eleven.

🔄 User Payment Flow

  1. Customer selects ECPay / 7-Eleven OTC Cash at merchant checkout
  2. Customer receives payment barcode or 11-digit reference number
  3. Customer visits any 7-Eleven CLiQQ kiosk or ECPay partner store
  4. Customer presents reference barcode and pays cash to store cashier
  5. ECPay sends instant electronic payment confirmation to merchant

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls gateway to request ECPay reference barcode
  • PSP issues payment token and instructions
  • PSP receives ECPay server callback upon retail cashier payment confirmation