Qitero Qitero

Bayad Center

Country: Philippines (PH)  |  Payment Rail: cash_network

Cash Market Adoption: 20%

Bayad Center is the largest over-the-counter bill and cash payment network in the Philippines, bridging offline cash payments for e-commerce.

🔄 User Payment Flow

  1. Customer selects Bayad Center OTC Cash at merchant checkout
  2. Customer receives a payment reference slip with barcode/number
  3. Customer visits any Bayad Center physical branch or partner outlet
  4. Customer presents reference code and pays cash to teller
  5. Bayad Center clears payment and notifies merchant

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant triggers transaction creation request to gateway
  • PSP generates Bayad Center payment reference code
  • PSP triggers clearing callback once teller submits cash transaction confirmation