Yape
Country: Peru (PE) | Payment Rail: closed_loop_wallet
DigitalWallet
Market Adoption: 85%
Yape is a dominant mobile digital wallet in Peru developed by BCP, featuring instant QR payments and phone-number transfers widely used for e-commerce, peer-to-peer remittances, and utility bills.
🔄 User Payment Flow
- Customer selects Yape at checkout
- Checkout displays dynamic Yape QR code or prompts for approval code
- Customer opens Yape app, scans QR code or enters approval code
- Customer approves payment and receives instant confirmation
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API calls payment gateway (Niubiz / Culqi / dLocal / Kushki) to create Yape transaction session
- Gateway generates Yape QR payload or approval code prompt
- Gateway receives instant clearing notification via webhook and confirms merchant order
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 PayU🔌 Mercado Pago🔌 dLocal🔌 Kushki🔌 Culqi🔌 EBANX🔌 Niubiz