Qitero Qitero

Plin

Country: Peru (PE)  |  Payment Rail: real_time_payment

DigitalWallet Market Adoption: 70%

Plin is a leading interbank mobile wallet in Peru established by BBVA, Interbank, and Scotiabank, featuring instant interoperable QR payments and bank-backed transfers widely used for e-commerce, retail checkout, and daily payments.

🔄 User Payment Flow

  1. Customer selects Plin at checkout
  2. Checkout displays Plin dynamic QR code or asks for mobile number
  3. Customer opens participating mobile banking app (BBVA / Interbank / Scotiabank / BanBif)
  4. Customer scans QR code, confirms amount, and completes instant payment

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway (Niubiz / Culqi / dLocal / Kushki) to initiate Plin payment session
  • Gateway issues interoperable EMVCo QR code payload
  • Gateway receives interbank clearing webhook and updates merchant order status

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 PayU🔌 Mercado Pago🔌 dLocal🔌 Kushki🔌 Culqi🔌 EBANX🔌 Niubiz