Interbank Peru Direct
Country: Peru (PE) | Payment Rail: bank_clearing
OnlineBanking
Market Adoption: 50%
Interbank Direct is the official online banking payment gateway of Interbank Peru, connecting retail bank accounts for instant checkout, subscription billing, and secure digital banking transfers.
🔄 User Payment Flow
- Customer selects Interbank Direct at merchant checkout
- Customer is redirected to Interbank online banking or prompted via mobile app
- Customer signs in with DNI and bank credentials and authorizes debit via SMS / App Token
- Interbank debits account balance in real time and redirects to merchant confirmation
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API initiates Interbank transaction via acquiring gateway (dLocal / Kushki / Culqi / PayU)
- Gateway provides secure bank gateway redirect payload
- Gateway captures Interbank clearing callback and updates merchant order status
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 PayU🔌 dLocal🔌 Kushki🔌 EBANX