Qitero Qitero

Thawani Pay

Country: Oman (OM)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 14%

Thawani is the leading licensed fintech digital wallet in Oman, featuring smart QR checkout and payment gateway APIs widely used for e-commerce, utility bills, and merchant acquiring.

🔄 User Payment Flow

  1. User selects Thawani Pay at checkout or clicks dynamic payment link
  2. User enters Thawani registered mobile number or scans Thawani QR code
  3. User receives in-app authorization push notification or enters OTP
  4. User confirms transaction via PIN or biometrics in Thawani app
  5. Payment is completed and receipt is generated

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant generates session ID via Thawani Payment Gateway API
  • Checkout redirects customer to Thawani checkout page or displays QR
  • Customer authorizes payment from wallet balance or linked card
  • Thawani issues instant payment notification to merchant webhook

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Tap Payments🔌 PayTabs