Qitero Qitero

MpClear

Country: Oman (OM)  |  Payment Rail: real_time_payment

RealTimePayment Market Adoption: 12%

MpClear is the national mobile payment clearing infrastructure in Oman, featuring 24/7 instant fund transfers and interoperable QR codes widely used for P2P transfers and retail checkout.

🔄 User Payment Flow

  1. User selects MpClear / Mobile Payment QR at checkout
  2. Merchant generates dynamic MpClear QR code or phone alias request
  3. User opens any Omani mobile banking or wallet app to scan QR or approve transfer
  4. User authorizes transfer with biometric or banking PIN
  5. Transaction clears instantly and order is confirmed

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant requests MpClear QR payment request from payment gateway
  • Customer authorizes push transaction via mobile banking app
  • CBO MpClear engine validates and settles funds in real-time
  • Merchant system receives instant settlement callback

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Tap Payments