Amwal Pay
Country: Oman (OM) | Payment Rail: bank_clearing
OnlineBanking
Market Adoption: 10%
Amwal Pay is an omnichannel payment gateway in Oman, featuring multi-channel aggregation and smart payment links widely used for e-commerce checkout and SME merchant invoicing.
🔄 User Payment Flow
- User selects Amwal Pay or clicks Amwal smart payment link
- User selects preferred local debit card (OmanNet), credit card, or wallet
- User enters payment details and validates with OTP
- Payment status updates instantaneously with invoice receipt
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant generates payment link or calls Amwal Payment Gateway API
- Amwal gateway routes transaction through local OmanNet clearing or card network
- Acquiring settlement is processed and merchant receives instant callback
- Automated invoice and transaction reconciliation is recorded
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 HyperPay🔌 PayTabs