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Vipps MobilePay

Country: Norway (NO)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 35%

Vipps is Norway dominant national mobile digital wallet and instant payment app, featuring direct bank account linking and one-click mobile authentication and widely used for e-commerce checkouts, in-store QR payments, utility bills, and P2P transfers.

🔄 User Payment Flow

  1. Customer selects Vipps at online checkout or enters their Norwegian mobile number (+47)
  2. Push notification is instantly delivered to customer smartphone
  3. Customer opens Vipps app and confirms payment using Face ID / Touch ID / PIN
  4. Real-time funds transfer executes and order confirms immediately on merchant website

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant initiates Vipps payment session via PSP (Adyen, Stripe, Nets)
  • PSP triggers Vipps push prompt or displays dynamic QR code for desktop users
  • Vipps notifies PSP via webhook upon customer biometric authorization

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Stripe🔌 Adyen