eFaktura
Country: Norway (NO) | Payment Rail: bank_clearing
OnlineBanking
Market Adoption: 4%
eFaktura is Norway nationwide electronic invoicing and online bank payment platform, featuring direct delivery of digital invoices into mobile banking apps for 1-click payment and widely used for utilities, property fees, and enterprise billing.
🔄 User Payment Flow
- Customer receives digital invoice notification inside mobile banking app or online bank
- All invoice details (amount, due date, account number, KID) are pre-filled
- Customer reviews and approves payment with one click or biometric confirmation
- Bank executes payment on requested date and updates invoice status to paid
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant issues electronic invoice file to eFaktura central register via ERP/billing system
- System routes invoice directly to customer registered bank ID profile
- Merchant receives automatic status update and bank settlement upon customer approval
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Adyen