Verve Card
Country: Nigeria (NG) | Payment Rail: card_network
Card
Market Adoption: 40%
Verve is Nigeria's largest domestic card network, widely used for local e-commerce, POS retail transactions, and ATM cash withdrawals.
🔄 User Payment Flow
- Customer enters Verve card credentials and phone number at checkout
- Customer enters their secure 4-digit card PIN
- Customer enters the SMS OTP code sent to their mobile device to complete 3DS challenge
- Deduction settles instantly
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant fires payment charge intent to local Nigerian gateway (e.g. Paystack)
- Gateway triggers Interswitch network 3DS OTP validation
- Merchant receives instant hook notification and redirects user to order receipt
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 dLocal🔌 Nuvei🔌 Adyen🔌 Paystack