Qitero Qitero

Public Bank (PBe)

Country: Malaysia (MY)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 40%

Public Bank is a premier private commercial bank in Malaysia, offering PBe online banking transfers and SME financial acquiring.

🔄 User Payment Flow

  1. Customer selects Public Bank PBe at merchant checkout
  2. Checkout opens PBe online banking portal
  3. Customer logs in with credentials and verifies PB SecureSign OTP
  4. Public Bank clears transaction and returns immediate status to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment creation API for Public Bank session
  • PSP issues payment token and PBe gateway URL
  • PSP receives Public Bank clearing callback and updates order status