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FPX

Country: Malaysia (MY)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 50%

FPX is Malaysia's national online banking system, allowing customers to checkout securely using their retail or corporate bank accounts.

๐Ÿ”„ User Payment Flow

  1. Customer selects FPX at merchant checkout
  2. Customer chooses their preferred retail or corporate bank from the list
  3. Checkout redirects customer to the chosen bank's secure online portal
  4. Customer logs in, enters TAC/OTP code to authorize transaction
  5. Bank executes direct debit and redirects customer back to merchant

โš™๏ธ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringNO
Supports RefundYES

๐Ÿ› ๏ธ Merchant Integration Steps

  • Merchant calls payment gateway API requesting FPX payment
  • Gateway provides bank selection redirect URL
  • Gateway triggers success notification callback after receiving bank clearing payload

๐Ÿš€ Supported Payment Gateways & Acquirers (PSPs)

๐Ÿ”Œ PayerMax๐Ÿ”Œ iPay88๐Ÿ”Œ 2C2P๐Ÿ”Œ Checkout.com๐Ÿ”Œ Antom๐Ÿ”Œ ๆฑ‡ไป˜ๅคฉไธ‹๐Ÿ”Œ ้€š่”ๆ”ฏไป˜๐Ÿ”Œ ่ฟž่ฟžๆ•ฐๅญ—๐Ÿ”Œ Payoneer๐Ÿ”Œ ๅ˜‰่”ๆ”ฏไป˜๐Ÿ”Œ Skyee๐Ÿ”Œ Coda Payments๐Ÿ”Œ dLocal๐Ÿ”Œ PingPong๐Ÿ”Œ iPayLinks๐Ÿ”Œ Stripe๐Ÿ”Œ Airwallex๐Ÿ”Œ Adyen๐Ÿ”Œ ไธ‡้‡Œๆฑ‡๐Ÿ”Œ ๆ˜“ๅฎๆ”ฏไป˜