Qitero Qitero

CIMB Bank (CIMB Clicks)

Country: Malaysia (MY)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 45%

CIMB Bank is Malaysia's second largest commercial bank, providing CIMB Clicks digital banking payments and regional settlements.

🔄 User Payment Flow

  1. Customer selects CIMB Clicks at merchant checkout
  2. Checkout redirects to CIMB Clicks online banking portal
  3. Customer logs in with User ID and authorizes via SecureTAC
  4. CIMB Bank debits account and returns payment status to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment API for CIMB checkout session
  • PSP issues payment token and CIMB Clicks link
  • PSP receives CIMB clearing callback and updates merchant order