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PayNet

Country: Mexico (MX)  |  Payment Rail: cash_network

Cash Market Adoption: 35%

PayNet is Openpay's retail cash network in Mexico, enabling OTC cash payments across 7-Eleven, Circle K, and Farmacias del Ahorro.

🔄 User Payment Flow

  1. Customer selects PayNet at merchant checkout
  2. Checkout presents PayNet barcode voucher
  3. Customer visits any participating retail store (7-Eleven, Farmacias del Ahorro, Circle K)
  4. Cashier scans barcode and customer pays physical cash
  5. PayNet transmits electronic payment confirmation back to merchant

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls Openpay / acquiring gateway for PayNet voucher session
  • PSP issues payment token and PayNet barcode image URL
  • PSP receives PayNet cashier clearing callback and updates merchant order status