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Wafacash (Jibi Wallet)

Country: Morocco (MA)  |  Payment Rail: bank_clearing

Cash Market Adoption: 65%

Wafacash is a prominent financial network in Morocco subsidiary of Attijariwafa Bank, providing physical cash voucher payments and Jibi wallet integration widely used for e-commerce checkout, remittances, and utility bills.

🔄 User Payment Flow

  1. Customer chooses Wafacash at merchant checkout
  2. Checkout generates Wafacash transaction reference code and barcode
  3. Customer presents reference at any of 2,000+ Wafacash agency branches
  4. Customer settles payment with physical cash and cashier issues official receipt

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API requests payment ticket from Wafacash acquiring gateway
  • Gateway issues voucher code and sets expiration window
  • Gateway receives deposit notification from Attijariwafa clearing rail and confirms order

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 dLocal🔌 PayTabs