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Orange Money Maroc

Country: Morocco (MA)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 50%

Orange Money Maroc is a major mobile financial services provider in Morocco operated by Orange, offering instant phone-to-phone payments and agent cash-in widely used for digital content, bills, and everyday purchases.

🔄 User Payment Flow

  1. Customer selects Orange Money at merchant checkout
  2. Customer enters mobile phone number associated with Orange Money wallet
  3. Customer receives push authorization request or opens Orange Money app to approve with PIN
  4. Instant debit occurs and order is confirmed

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API initiates payment request with customer phone number
  • Orange Money platform dispatches USSD / app push prompt to customer
  • Orange Money executes transaction and returns webhook confirmation to merchant gateway

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 dLocal