Qitero Qitero

inwi money

Country: Morocco (MA)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 60%

inwi money is a leading telecom-backed mobile wallet in Morocco by inwi, featuring instant P2P transfers, national m-wallet QR interoperability, and mobile top-ups widely used for retail shopping and digital services.

🔄 User Payment Flow

  1. Customer selects inwi money at merchant checkout
  2. Checkout displays dynamic m-wallet QR code or prompts for phone number
  3. Customer opens inwi money app, confirms payment details, and enters PIN
  4. Transaction is cleared instantly with immediate on-screen notification

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls inwi money payment gateway to generate wallet transaction session
  • Gateway issues Bank Al-Maghrib compliant m-wallet QR payload
  • Gateway receives instant clearing notification and triggers order fulfillment

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 dLocal