Qitero Qitero

Genie

Country: Sri Lanka (LK)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 10%

Genie is a leading fintech mobile payment app in Sri Lanka developed by Dialog Finance, featuring PCIDSS-compliant card vaulting, 1-click checkouts, and micro-lending for e-commerce, digital services, and QR retail payments.

🔄 User Payment Flow

  1. Customer selects Genie at merchant checkout
  2. Customer opens Genie app and scans QR or receives push authorization request
  3. Customer selects linked debit/credit card or Genie savings wallet
  4. Customer authenticates with biometric ID or OTP
  5. Transaction processes securely with PCIDSS tokenization

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant initiates checkout session with Genie Gateway / PSP
  • Genie executes payment from vaulted card or wallet balance
  • Instant payment confirmation transmitted to merchant system