Qitero Qitero

FriMi

Country: Sri Lanka (LK)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 12%

FriMi is a premier digital bank and lifestyle mobile wallet application in Sri Lanka powered by Nations Trust Bank, featuring paperless digital onboarding, virtual debit cards, and LANKAQR scanning for online shopping, dining, and peer-to-peer transfers.

🔄 User Payment Flow

  1. Customer selects FriMi at checkout
  2. Customer authenticates via FriMi mobile app deep link or scans on-screen FriMi LANKAQR
  3. Customer confirms payment with biometric ID or FriMi PIN
  4. Real-time funds transfer clears instantly and merchant receives payment

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls FriMi API or PSP gateway
  • FriMi generates payment token and user prompt
  • Merchant receives instant settlement webhook callback