Qitero Qitero

eZ Cash

Country: Sri Lanka (LK)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 18%

eZ Cash is the pioneering mobile money and digital wallet service in Sri Lanka operated by Dialog Axiata, featuring a massive nationwide OTC agent network for cash-in/out services, utility bill payments, mobile top-ups, and merchant checkouts.

🔄 User Payment Flow

  1. Customer selects eZ Cash at online checkout
  2. Customer inputs Dialog/eZ Cash registered mobile number
  3. USSD push prompt or SMS OTP appears on customer phone
  4. Customer confirms payment by entering secret 4-digit PIN
  5. Wallet balance is debited in real time and order completes

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant sends payment request to eZ Cash IPG / PSP
  • eZ Cash validates subscriber balance and processes PIN authorization
  • Merchant receives instant settlement notification and dispatches order