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Jusan Pay

Country: Kazakhstan (KZ)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 6%

Jusan Pay is the mobile digital wallet and banking platform of Jusan Bank in Kazakhstan, featuring direct bank account integration and Jusan QR widely used for online shopping, retail POS, and P2P transfers.

🔄 User Payment Flow

  1. User selects Jusan Pay / Jusan QR at merchant checkout
  2. User scans Jusan QR code or opens Jusan mobile app via deep link
  3. User selects account or installment plan within Jusan ecosystem
  4. User authorizes transfer with biometric FaceID or PIN
  5. Payment is completed with real-time confirmation

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant generates dynamic Jusan QR request via Jusan Business API
  • Customer authorizes payment in Jusan mobile app
  • Jusan Bank processes instant balance settlement to merchant account
  • Merchant receives instant API callback