Qitero Qitero

Freedom Pay

Country: Kazakhstan (KZ)  |  Payment Rail: bank_clearing

OnlineBanking Market Adoption: 8%

Freedom Pay is a leading omnichannel payment gateway in Kazakhstan and Central Asia, featuring multi-channel aggregation and unified settlement widely used for e-commerce acquiring, SaaS, and SME checkouts.

🔄 User Payment Flow

  1. User selects Freedom Pay at merchant checkout
  2. User chooses payment channel (Bank Card, Kaspi QR, Apple Pay, or Wallet)
  3. User enters card details or confirms via chosen mobile payment method
  4. 3D-Secure or app authorization verifies transaction
  5. Instant confirmation receipt is provided

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant initiates payment order via Freedom Pay REST API
  • Freedom Pay renders responsive multi-method payment widget
  • Gateway handles multi-bank routing, 3DS verification, and fraud screening
  • Merchant receives instant server-to-server webhook confirmation