KNET (Kuwait)
Country: Kuwait (KW) | Payment Rail: debit_card
DebitCard
Market Adoption: 92%
KNET is Kuwait's national debit payment gateway and interbank clearing network connecting all commercial banks in Kuwait.
🔄 User Payment Flow
- Customer selects KNET at checkout and chooses issuing bank (NBK, Gulf Bank, CBK, KFH)
- Customer enters KNET card number, expiration date, and 4-digit PIN
- Bank verifies PIN and debits bank account instantly in real-time
- Merchant receives instant clearing confirmation and releases order
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API passes checkout request to acquiring gateway (Tap Payments / Checkout.com)
- PSP redirects customer to official KNET payment portal
- PSP receives KNET clearing webhook notification and completes order
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Checkout.com🔌 Tap Payments