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Samsung Pay

Country: South Korea (KR)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 80%

Samsung Pay is Samsung Electronics' mobile wallet service in South Korea, leveraging MST/NFC for offline POS swipe and online card payments.

🔄 User Payment Flow

  1. Customer selects Samsung Pay at merchant checkout
  2. Checkout triggers Samsung Pay app / biometric authentication modal
  3. Customer scans fingerprint or Iris to authorize payment
  4. Samsung Pay transmits tokenized credit card data to merchant gateway and confirms transaction

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls acquiring API to request Samsung Pay checkout session
  • PSP issues payment token and Samsung Pay authentication payload
  • PSP receives card switch authorization callback and updates merchant order status