Qitero Qitero

ACLEDA mobile

Country: Cambodia (KH)  |  Payment Rail: bank_clearing

OnlineBanking Market Adoption: 15%

ACLEDA Pay is the digital banking and mobile payment service provided by ACLEDA Bank in Cambodia, featuring deep financial inclusion across urban and rural sectors and KHQR interoperability for e-commerce checkouts, government services, and merchant payments.

🔄 User Payment Flow

  1. Customer selects ACLEDA mobile at checkout
  2. Customer scans ACLEDA KHQR code or authorizes payment inside ACLEDA mobile app
  3. Customer enters security passcode to authorize transaction
  4. Bank verifies and processes instant settlement

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant integrates ACLEDA E-Shop API or PSP partner
  • ACLEDA routes transaction through core banking system
  • Merchant receives instant payment confirmation and settlement report

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 2C2P🔌 Antom