ABA Pay
Country: Cambodia (KH) | Payment Rail: closed_loop_wallet
DigitalWallet
Market Adoption: 30%
ABA Pay is the premier mobile wallet and instant payment solution from ABA Bank in Cambodia, featuring seamless mobile banking integration and ubiquitous KHQR merchant acceptance for urban retail, digital e-commerce, and utility payments.
🔄 User Payment Flow
- Customer selects ABA Pay at checkout on web or mobile
- On mobile, the system deep links into ABA Mobile app; on desktop, displays ABA KHQR code
- Customer authenticates in ABA Mobile app with 4-digit PIN or biometrics
- Funds are immediately transferred in USD or KHR to merchant account
- Order is verified instantly on merchant checkout screen
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant calls ABA Pay Merchant API or PSP gateway
- System creates payment transaction and returns deep link / QR code
- ABA Pay clearing engine fires real-time webhook callback to merchant upon completion
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 2C2P🔌 Antom