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T-Kash (Telkom Kenya)

Country: Kenya (KE)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 10%

T-Kash is Telkom Kenya's mobile wallet platform enabling mobile money transfers, merchant checkout, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects T-Kash at checkout and inputs Telkom phone number
  2. Customer receives T-Kash USSD prompt on their mobile device
  3. Customer enters T-Kash PIN to authorize charge
  4. T-Kash clears wallet balance and notifies merchant of payment

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for T-Kash session token
  • PSP issues payment token and USSD push payload
  • PSP receives T-Kash clearing webhook notification and confirms order status