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Airtel Money Kenya

Country: Kenya (KE)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 15%

Airtel Money Kenya is Kenya's second largest mobile money wallet, offering instant STK push transfers and automated subscription debits.

🔄 User Payment Flow

  1. Customer selects Airtel Money at checkout and inputs phone number
  2. Checkout triggers Airtel Money STK push request
  3. Customer enters Airtel Money PIN to authorize transaction
  4. Airtel Money debits wallet balance and notifies merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Airtel Money session
  • PSP issues payment token and STK push payload
  • PSP receives clearing webhook notification and confirms order status