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楽天ペイ (Rakuten Pay)

Country: Japan (JP)  |  Payment Rail: digital_wallet

QRCodePayment Market Adoption: 55%

Rakuten Pay is Rakuten Group's mobile QR payment and digital wallet service, deeply integrated with the Rakuten Points loyalty ecosystem and accepted at 5M+ Japan merchants.

🔄 User Payment Flow

  1. Customer opens Rakuten Pay app and displays QR code
  2. Merchant scans QR code or customer scans store QR
  3. Payment is charged to Rakuten Card, Rakuten Cash, or linked bank account
  4. Rakuten Points are automatically awarded to customer

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant registers with Adyen for Rakuten Pay acceptance
  • PSP generates Rakuten Pay QR / handles in-app redirect
  • PSP receives Rakuten Pay clearing webhook and confirms order

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Adyen