Pay-easy (Japan)
Country: Japan (JP) | Payment Rail: bank_network
OnlineBanking
Market Adoption: 65%
Pay-easy is Japan's national online banking and ATM electronic bill payment infrastructure operated by Japanese banks and utilities.
🔄 User Payment Flow
- Customer selects Pay-easy at checkout and receives Pay-easy payment numbers (Storage Number, Customer Number)
- Customer logs into Japanese online banking app or visits a bank ATM
- Customer enters Pay-easy payment numbers and confirms payment
- Bank clears transaction instantly and notifies merchant
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API calls acquiring gateway for Pay-easy session token
- PSP issues payment token and Pay-easy payment numbers
- PSP receives Pay-easy real-time clearing webhook notification
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Adyen