Zain Cash
Country: Jordan (JO) | Payment Rail: closed_loop_wallet
DigitalWallet
Market Adoption: 10%
Zain Cash is a leading telecom mobile digital wallet in Jordan by Zain, featuring QR code payments and Mastercard virtual cards widely used for online shopping, retail POS, and P2P transfers.
🔄 User Payment Flow
- User selects Zain Cash at merchant checkout or scans merchant QR
- User enters registered mobile phone number or approves deep link in Zain Cash app
- User enters 4-digit wallet security PIN or verifies biometrics
- Wallet balance is debited and transaction receipt is shown
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant initiates payment session via Zain Cash Merchant Gateway API
- Zain Cash presents checkout portal or triggers mobile push request
- Customer authorizes debit from wallet balance or linked virtual Mastercard
- Zain Cash sends instantaneous webhook notification confirming payment
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Tap Payments🔌 HyperPay🔌 PayTabs