Qitero Qitero

UWallet

Country: Jordan (JO)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 4%

UWallet is a prominent licensed mobile wallet in Jordan backed by Umniah telecom, featuring Mastercard integration and QR payments widely used for e-commerce, bill settlements, and POS payments.

🔄 User Payment Flow

  1. User selects UWallet at checkout or scans merchant JoMoPay QR
  2. User opens UWallet app on mobile device
  3. User confirms payment details and submits wallet PIN
  4. Funds are deducted from wallet balance or linked Gold Mastercard

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant generates payment request via UWallet Merchant Gateway
  • Customer completes authorization in UWallet application
  • UWallet settles funds and updates merchant ledger
  • Merchant receives automated API callback