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eFAWATEERcom

Country: Jordan (JO)  |  Payment Rail: bank_clearing

OnlineBanking Market Adoption: 14%

eFAWATEERcom is the national electronic bill presentment and payment system in Jordan, featuring unified billing across all banks widely used for utilities, government taxes, tuition, and e-commerce orders.

🔄 User Payment Flow

  1. User selects eFAWATEERcom or chooses order bill settlement
  2. Merchant generates eFAWATEERcom Billing Number (Biller Code + Reference)
  3. User opens bank app, wallet, or eFAWATEERcom portal to view bill
  4. User confirms payment and bill is marked settled instantaneously

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant registers as biller with eFAWATEERcom or via aggregator
  • Merchant system posts invoice record to central EBPP database
  • Customer pays invoice via any banking or wallet channel
  • eFAWATEERcom delivers real-time settlement notification callback

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Tap Payments🔌 HyperPay🔌 PayTabs