Dinarak
Country: Jordan (JO) | Payment Rail: closed_loop_wallet
DigitalWallet
Market Adoption: 2%
Dinarak is a pioneering licensed fintech mobile wallet and payment provider in Jordan, featuring financial inclusion and merchant gateway APIs widely used for SME acquiring, e-commerce, and P2P transfers.
🔄 User Payment Flow
- User selects Dinarak wallet at merchant checkout
- User enters mobile number or scans Dinarak QR code
- User verifies transaction with one-time verification code or PIN
- Payment is completed with instantaneous confirmation
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant generates payment session using Dinarak Payment API
- Customer authorizes payment from Dinarak digital wallet
- Dinarak executes instant settlement and updates merchant balance
- Merchant system receives order payment webhook