Postepay (Italy)
Country: Italy (IT) | Payment Rail: card_processing
PrepaidCard
Market Adoption: 80%
Postepay is Italy's premier national prepaid Visa/Mastercard card scheme issued by Poste Italiane, widely used for online shopping.
🔄 User Payment Flow
- Customer selects Postepay at checkout and enters card details or approves in Postepay App
- Customer completes PosteID or 3D Secure 2.0 authentication
- Funds are deducted immediately from Postepay balance
- Merchant receives instant payment confirmation
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API passes checkout request to gateway (Stripe/Adyen)
- PSP processes Postepay card authorization via Visa/Mastercard network
- PSP receives clearing confirmation and completes transaction
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Stripe🔌 Adyen