MyBank (Italy)
Country: Italy (IT) | Payment Rail: online_banking
RealTimePayment
Market Adoption: 40%
MyBank is a European online banking e-authorisation solution widely used in Italy for B2B e-commerce and high-value consumer payments.
🔄 User Payment Flow
- Customer selects MyBank at checkout and selects their Italian bank
- Customer is redirected to online banking login page
- Customer approves pre-filled wire transfer authorization
- Bank confirms instant authorization to merchant and releases order
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API requests payment URL from gateway (Adyen/Stripe)
- PSP redirects customer to MyBank bank selection gateway
- PSP receives bank confirmation webhook and completes transaction
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Stripe🔌 Adyen